Most any major bank will do it, but the key is to get hooked up with a
Payment Processor (like FDC, PaymentTech, CardServices, etc).  Then you
either need to write the code to talk directly to the Payment Processor (not
a small task), or hook up with someone that has it enabled already (like
Verisign, CyberSource (the company I work for), CardServices).  The Payment
Processing Provider charges a small fee for the transaction, the Payment
Processor charges a small fee for the transaction, and the Bank charges a
small fee for the transaction.  The amount of the fee usually depends on how
many transaction/month you process.  Contact me if you want more information
(like I said, I'm in the business).

-----Original Message-----
From: Adam Lang [mailto:aalang@r...] 
Sent: Thursday, July 11, 2002 11:03 AM
To: professional php
Subject: [pro_php] Re: At a loss at what to do now... Question about
PhP->Bank?

Yeah, this is more likely NOT a "roll your own" idea.  You will want to
purchase some sort of "commerce suite" type of application.  Redhat has one.

You have to worry about interacting with banks, credit verification,
encrypted transactions, etc.

Spend the cash and buy the software.

Adam Lang
Systems Engineer
Rutgers Casualty Insurance Company
http://www.rutgersinsurance.com
----- Original Message -----
From: "Dan Ostrowski" <dan@t...>
To: "professional php" <pro_php@p...>
Sent: Tuesday, July 09, 2002 10:41 PM
Subject: [pro_php] At a loss at what to do now... Question about PhP->Bank?


> Hello all.
>
> At the moment, I am trying to help my uncle out. He want's a website put
up
> for some ( hehe ) vitamins he wants to sell.. him and some buddies of his
(
> some kind of those pyramid sales things ).
>
> But that's not the problem I am having. He wants to be able to take CC
> numbers over the internet and I am at kind of a loss for who to contact!
>
> I think, this is the way it works no?
>
> PHP Script --> cURL ------> Bank's Transaction Server ----> cURL ----> PHP
> confirm
>
>
> right? or no?
>
> What I really need to know is if this is the correct process and WHERE FOR
> THE LOVE OF GOD i can find a bank to set up an account with that does
> internet transactions.
>
> I KNOW i can handle the PHP->cURL thing. I think =P .  But I can't even
get
> started because I don't know where to go.
>
> Please anyone who has dealt with this kind of thing gimme a hint?
>
> regards,
> dan
>