Being that this search query:
http://www.google.com/search?hl=en&q=HTML+-+Frameset
Returns 1,570,000 results, I find it hard to believe.
In any case Frame code looks like this:
<frameset rows="20%,80%, 20%" frameborder="0" framespacing="0">
<frame src="file" name="top" noresize>
<frameset cols="20%,80%" frameborder="0" framespacing="0">
<frame src="file" name="left" noresize>
<frame src="file" name="right" noresize>
</frameset>
<frame src="file" name="bottom" noresize>
</frameset>
that gives a 3 row layout with the middle row containing 2 columns.
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I will only tell you how to do it, not do it for you.
Unless, of course, you want to hire me to do work for you.
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Read this if you want to know how to get a correct reply for your question:
http://www.catb.org/~esr/faqs/smart-questions.html
^^Took that from planoie's profile^^
^^Modified text taken from gbianchi profile^^
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